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Compare the Best Low-APR Credit Cards

Low Interest Credit Cards

Discover® More® Card
  • 0% intro APR on Balance Transfers for 15 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • 5% Cashback Bonus® in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 15 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*
Discover® More Card - $75 Cashback Bonus®
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
  • Earn $75 Cashback Bonus when you make $500 in purchases in your first three months
  • 5% Cashback Bonus in categories that change like travel, gas, groceries, restaurants, home improvement stores and more
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 full months on Balance Transfers; 6 full months on Purchases* 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*
Miles by Discover® Card
  • 12, 000 Bonus Miles – Earn 1,000 Miles each month you make a purchase for your 1st year
  • 1 Mile per $1 on every purchase
  • Plus, 2 Miles on travel and restaurant purchases on your first $3,000 each year
  • No limit on the Miles you earn and Miles don't expire*
  • Fly on any airline, book any hotel or car, with no blackout dates
  • Use Miles for travel, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months then the regular APR
  • No Annual Fee, No Overlimit Fee, No Redemption Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 6 months on purchases & balance transfers* 10.99% Variable* $0* Yes* Excellent Credit*
Discover® Open Road Card
  • 2% Cashback Bonus automatically at any gas station and any restaurant
  • 5% to 20% Cashback Bonus at top retailers through our online shopping site
  • Up to 1% unlimited Cashback Bonus on all other purchases
  • 0% intro APR on Balance Transfers for 12 full months, then the Regular APR
  • 0% intro APR on Purchases for 6 full months, then the Regular APR
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0%* 12 full months on Balance Transfers & 6 full months on Purchases * 11.99% - 20.99% (Variable)* $0* Yes* Excellent Credit*
Chase FreedomSM MasterCard
  • 0% Intro APR and No Annual Fee*
  • 5% cash back in quarterly bonus categories like gas, home improvement and department stores, subject to quarterly maximum. Signing up is free and easy
  • Unlimited 1% Cash Back on all other purchases with no spending tiers
  • Up to an additional 20% cash back when you shop online at select merchants through Chase
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0.00%* 12 months on balance transfers, 6 months on purchases* as low as 12.99% Variable* None* Yes* Good Credit*
Discover® Student Tropical Beach Card
  • 5% Cashback Bonus®* in categories that change like travel, department stores, gas, groceries, restaurants, and more means extra money for you, and extra toppings for your pizza.
  • 5% to 20% Cashback Bonus at our exclusive (as in you need to be on the list) online shopping mall.
  • Up to 1% unlimited Cashback Bonus on everything else you buy - from textbooks to toothpaste, automatically.
  • No Annual Fee
Intro APR Intro APR Period Regular APR Annual Fee Balance Transfers Credit Needed
0% on Purchases* 6 months* as low as 13.99% (V)* None* N/A* Fair Credit*

* See the online low interest rate credit card applications for details about terms and conditions of offer. Reasonable efforts are made to maintain accurate information. However all credit card information is presented without warranty. When you click on the " Apply Here " button you can review the credit card terms and conditions on the credit card issuer's web site.